Star Hospital Cash Policy

The Star Hospital Cash Policy is a comprehensive insurance plan that provides financial assistance during hospitalization beyond medical expenses. It compensates for the days spent in the hospital, covering both treatment costs and loss of income due to an inability to work. With flexible coverage options, it caters to individuals aged 18 to 65 and offers additional benefits such as coverage for children from 91 days to 25 years. This policy ensures peace of mind by offering compensation for various scenarios, making it a valuable asset for families and individuals in India.

Who Can Opt for This Policy?

Individuals and families alike can benefit from this policy, covering individuals aged 18 to 65 years. Additionally, children from the age of 25 days to 25 years are eligible under this plan.

Policy Features: Star Hospital Cash Policy

The policy offers flexibility in terms of coverage duration, ranging from 1 to 3 years, with no stringent renewal conditions. It provides two plan options: Basic and Enhanced. Opting for the Enhanced plan is recommended due to fewer limitations, especially regarding the waiting period for claim settlement.

Claim Benefits: Star Hospital Cash Policy

The policy covers hospitalization days, compensating for both medical expenses and loss of income. Unlike other policies, there’s no requirement for a medical test, making it easily accessible.

The policy offers a range of coverage options, from ₹1000 to ₹5000 per day, allowing you to tailor the policy according to your needs. Notably, the policy provides benefits for up to 90, 120, or 180 days in a year, ensuring comprehensive coverage.

Additional Benefits: Star Hospital Cash Policy

Special features like Hospital Cash Benefit based on birthdays, childbirth expenses, and added compensation for ICU admissions enhance the policy’s utility. Moreover, specific medical conditions and waiting periods are clearly outlined, ensuring transparency.

Points to Note:

While the Basic Plan covers specific benefits, the World Hospital Cash Rider is available for international hospital admissions, offering double the coverage amount for select scenarios.

Conclusion:

The Star Hospital Cash Policy is not just about health coverage; it’s a policy designed to support your income during difficult times. It allows compensation for days spent supporting family members and offers peace of mind during unplanned leaves from work or business.