Young Star Policy

The Young Star Policy is an innovative insurance plan provision to individuals between 18 and 40 years old. It offers versatile coverage options, ranging from 3 lakhs to 1 crore for individuals and 5 lakhs to 1 crore for families. This policy stands out for its lifetime continuity, extensive pre- and post-hospitalization coverage, and competitive premiums. With features like seamless portability and various plan variants, including maternity cover, it’s a compelling choice in the insurance market for its affordability and comprehensive benefits.

Young Star Policy: Policy Coverage

• Available for individuals aged 18-40, offering coverage from 3 lakhs to 1 crore. Family floater plans range from 5 lakhs to 1 crore.
• Provides seamless portability options for switching from other policies, with exceptions for policies below 10 lakhs.
• Notably applicable only within the age bracket of 18 to 40 years.

Young Star Policy: Policy Features

• Lifetime policy continuity without any interruptions.
• No room rent limits, allowing access to single standard ICU or ICCU rooms as required.
• Extensive coverage of pre- and post-hospitalization expenses, including 60 days prior and 90 days post-hospitalization.

Young Star Policy: Policy Variants

• Two variants are available Silver and Gold plans.
• Gold plan includes maternity cover and daily cash benefits, distinguishing it from the Silver plan.
• A short waiting period of just one year for pre-existing diseases like BP, diabetes, asthma, or thyroid, makes it advantageous.

Additional Benefits

• Introduction of the ‘Extra Protect’ rider with multiple added advantages.
• The policy offers the most affordable premiums in the market, making it highly competitive.

Critical Illness Coverage

• Special feature for critical illnesses covering a range from 10 lakhs to 20 lakhs.
• The policy offers three formations based on needs and budget, with discounts based on selected deductibles.

Conclusion

• Emphasize the policy’s extensive coverage and affordability, making it a standout choice in the insurance industry.
• Encourage interested individuals across India to reach out for more information on the ‘Thru Policy.